UK Immigration Healthcare Surcharge (IHS) For International Students
It is quite normal for almost every international student to be concerned about the UK Immigration healthcare surcharge. But most often it becomes difficult for them to find out the proper knowledge about health insurance while they’re going to immigrate to another country. So, we are here to help you with some essential tips regarding health insurance in the UK to make the way to your future journey smoother.
Do I need UK Immigration Healthcare surcharge to study in the UK?
If you are an international student heading towards the UK, then YES, you need to pay for UK immigration healthcare surcharge. However, the UK health insurance you can acquire depends on the length of your study program. More specifically, you can access the National Health Service (NHS) as an international student in the UK, only if your study program is 6 months or longer. If otherwise, then you should opt for a private insurance company. The same goes if you are a student visitor, you should still take out private health insurance.
When you must pay the UK Immigration Healthcare Surcharge
If you’re making your immigration application online, you pay the UK Immigration Healthcare surcharge as part of your application or when you book an appointment.
If you’re applying by post, you pay the surcharge online before you send your application. You’ll need to include the IHS reference number on your application form.
Available UK Immigration Healthcare surcharge and Way to get Qualified
The UK is known for its National Health Service (also known as NHS) which is a national health care system. The international students may get qualified to have the benefits of NHS. The student who has a Tier 4 student visa and is studying in the UK for more than or equal to six months will have access to the NHS. Otherwise, the students might have to look into private insurances.
According to April 2015, the students who are non-EEA, studying in the UK for more than six months must have to pay their health surcharge or 150 GBP for each visa year while they are applying for their visa. If you get confused about how much you will need to pay as a health surcharge, no need to worry. There is the Immigration Health Surcharge Calculator to help you in this matter.
The calculation procedure will ask you to input a couple of information such as are you applying alone or there is someone to whom you are depending on while coming to the UK, etc. It will further ask you some necessary information like your visa type and visa route etc.
Coverage Regarding UK Immigration Healthcare surcharge
The international students who get qualified for the National Health Service of the UK will get the same benefits that are received by the UK citizens. Primary doctor or General Practioner (GP) office visits, family planning, emergency treatment, compulsory psychiatric treatment, diagnosis and treatment for some certain communicable diseases are served totally free of cost.
However, you will need to pay for the vaccines, prescriptions, optical and dental treatments. For the residents of Scotland, Wales and England a 24-hour health service is available via a hotline number 111 which is operated by the NHS for non-urgent cases.
Finding a Doctor
After arriving into the UK your first task should be adding ‘Find a doctor’ to your to-do list. Some universities are having their own health care center or a health care center right near to the campus. If the students prefer to be treated by their own doctor they will have to visit the local Post Office or NHS website or University web portal to get a local listing. So that they can choose a doctor who is not in a distant place from their living area.
Registration System for UK Immigration Healthcare surcharge
It may seem strange to you to find out a doctor though you are not sick just right after your arrival. Then why we are suggesting you do so? The next guidelines will help you to be clarified. It takes some time to get registered for UK health insurance in the UK for international students. The only way to get registered for the UK health insurance is by visiting the health care center or the doctor’s office.
Before you go to the doctor’s office you must have a letter from your own University which will help to prove that you’re a student at that university. Ask them to add you to the NHS list at first. If you get accepted with your request by the doctor and your paperwork is checked by them, they will provide you a card via a mail that will contain your NHS number.
Visiting Your General Practitioners
Your registered General Practitioners will treat you in minor problems to the most illness. You will get some other services such as family planning, women’s health care, vaccinations, and contraceptions. In a time of emergency (for example, you became unable to leave home due to sickness) the doctors will attend you at home.
The medicines prescribed by the doctor will be available at the large supermarkets and local pharmacies as well. If you are a resident in England, then you have to pay for the prescriptions but the residents in Northern Ireland, Wales, and Scotland don’t have to pay for the prescriptions. There is a special discount for those who are aged under 19 and full-time students although per item costs 8.20 British Pound Sterling. They’ll get it for free.
The hotline number for an ambulance is 999 when you are in a medical emergency and 111 for urgent medical services. The emergency department of the hospitals are open 24 hours a day 7 days a week.
Still, Have Any Questions on Mind?